What Is Title Insurance and Why Buyers Need It in Citrus County?

Understanding Title Insurance in Citrus County

Buying a home is a major milestone, and protecting your ownership matters. Title insurance in Citrus County helps buyers stay safe from hidden problems that may not show up during the title search. These issues can cost a lot of money to fix, so having a policy gives you extra security. Most buyers feel more confident knowing they have protection from the unexpected.

For more tips and tools during your buying journey, visit my
<a href=”https://cindyburkhardt.com/buying-and-selling-tips”>Buyer Resources page</a>.

What Title Insurance Covers

A policy for title insurance in Citrus County guards against several problems that can appear after closing. Some issues involve unpaid debts or old liens left behind by previous owners. Other problems come from mistakes in public records, such as missing signatures or incorrect legal descriptions. You might also see claims from undisclosed heirs or errors connected to past deeds. Fraud, forged documents, and incorrect filings create even more risk. With title insurance, buyers stay protected from these unexpected surprises.

Why Buyers Should Consider It

This type of coverage lasts for as long as you own the home. Buyers pay for the policy once at closing and never have monthly premiums. Most lenders require a lender’s policy to protect their investment. You can choose an owner’s policy as well, and it is strongly recommended because it protects your personal ownership. A single policy gives you long term peace of mind.

If you’d like more details about how title insurance works, the
<a href=”https://www.consumerfinance.gov/”>Consumer Financial Protection Bureau</a> offers helpful resources.