Home Warranty in Citrus County: What Buyers Should Know

Understanding a home warranty in Citrus County helps buyers feel confident after closing. A home warranty provides repair or replacement coverage for major systems and appliances. Because of that, it can offer peace of mind when moving into a new home in Citrus County or Marion County.

A home warranty can help protect Citrus County buyers from unexpected repair costs after closing.

What a home warranty covers in Citrus County

A home warranty typically covers items such as your HVAC system, water heater, electrical system, plumbing system, kitchen appliances, and more. Policies vary, but most plans include coverage for unexpected breakdowns caused by normal wear and tear. This makes a home warranty helpful for both older homes and recently updated homes.

What a home warranty does not cover

A warranty does not replace homeowners insurance. Insurance covers things like storms, fire, and major damage. A home warranty covers mechanical issues. It will not cover pre existing problems, intentional damage, or items that were already known to be broken. Because of that, buyers should review the home inspection before choosing a warranty plan.

Why buyers choose a home warranty

Many buyers use a home warranty to reduce surprise repair costs during the first year. When something breaks, you place a service request and pay a small fee. The warranty company sends a licensed vendor to diagnose and repair the issue. This is especially helpful for buyers moving to Crystal River, Homosassa, Inverness, Dunnellon, Ocala, or Citrus Springs who want predictable costs after closing.

How much a home warranty costs

Most home warranties cost between four hundred and eight hundred dollars per year. Some sellers offer a home warranty as part of the purchase. Buyers can also add one during the transaction or after closing. Monthly payment options are also available.

Home warranty vs homeowners insurance

A home warranty covers mechanical failures. Insurance covers major events. Having both gives buyers strong protection and reduces financial stress. Many homeowners in Citrus County use a warranty to protect expensive systems like HVAC units, well pumps, or appliances.

Should you get a home warranty?

A home warranty is a smart choice if you want predictable repair costs in the first year of homeownership. If the home has older systems or appliances, a warranty can save you money and reduce frustration. It is also helpful for first time buyers who want extra peace of mind.

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<a href=”YOUR_INTERNAL_LINK_HERE”>Buyer Resources page</a>.

Helpful External Link

<a href=”https://www.consumerfinance.gov/ask-cfpb/what-is-a-home-warranty-en-1973/”>Consumer Finance Guide on Home Warranties</a>